COMPUTER QUIZ FOR IBPS CLERK - III

1. Which of the following refers to a small, single-site network?

(1) LAN

(2) DSL

(3) RAM

(4) USB

(5) CPU 

2. A set of instructions telling the computer what to do is called

(1) mentor

(2) instructor

(3) compiler

(4) program

(5) debugger 

3. Which of the following can handle most system functions that aren’t handled directly by the operating system?

(1) Vertical market applications

(2) Utilities

(3) Algorithms

(4) Integrated software

(5) Compilers 

4. How many options does a binary choice offer?

(1) None

(2) One

(3) Two

(4) It depends on the amount of memory in the computer

(5) it depends on the speed of the computer’s processor

5. Unwanted repetitious messages, such as unsolicited bulk e-mail is known as

(1) Spam

(2) Trash

(3) Calibri

(4) Courier

(5) None 

6. …………….are used to identify a user who returns to a Website.

(1) Cookies

(2) Plug-ins

(3) Scripts

(4) ASPs

(5) None of these 

7. When a computer runs a program, the ____ progresses through the program’s sequence of instructions.

(1) AMD

(2) ASCII

(3) CPU

(4) transistor

(5) None of these 

8. The computer needs additional components called ___ to accomplish its input, output, and storage functions.

(1) Mice

(2) specifications

(3) architecture

(4) peripherals

(5) None of these 

9. The internet allows you to :

(1) send electronic mail

(2) view web pages

(3) connect to server all around the world

(4) All of the above

(5) None of these 

10. To contact people using the Internet, you most often use their

(1) Domain names

(2) e-mail addresses

(3) usernames

(4) passwords

(5) None of these 

ANSWERS:

1. 1

2. 4

3. 2

4. 3

5. 1

6. 1

7. 3

8. 4

9. 4

10. 2

FIRST BANKS

~> First India bank Got ISO : Canara Bank 

~> First Governor of RBI : Mr. Osborne Smith

~> First Indian governor of RBI : Mr. C D Deshmukh

~> First Bank to Introduce ATM in India : HSBC

~> First Bank to introduce savings : Presidency bank in 1833

~> First Bank to Introduce Cheque system : Bengal Bank 1784

~> First Bank to introduce Internet Banking : ICICI BANK

~> First Bank to introduce Mutual Fund : State Bank of India

~> First Bank to introduce Credit Card : Central Bank of India

~> First Foreign Bank in India : Comptoire d’Escompte de Paris of France in 1860

~> First Bank Set Up in India : Bank of Hindustan in 1770

~> First Joint Stock Bank of British India : State Bank of India

~> First Joint Stock Bank of India : Allahabad Bank

~> First Bank that is oldest Public Bank in India : Allahabad Bank

~> First national bank that is merged with Punjab National Bank : New Bank of India in 1993

~> First Indian bank to open branch outside India in London in 1946 : Bank of India

~> First Indian Bank started with Indian capital / indigenous Bank of India : Punjab National Bank

~> First Regional Rural Bank name Prathama Grameen Bank - Was started by : Syndicate Bank

~> First Bank to launch branch in foreign was "Bank of India" in 1946 in London UK.

~> First bank to Introduce Credit card in India was Central Bank of India With "Central Card" 1980.

~> First Bank to introduce Debit Card in India was Citi Bank In Bangalore in 1987

பொது அறிவு

அதிக எழுத்தறிவு கொண்ட மாவட்டம்-கன்னியாகுமரி (88.11%)

சென்னை மாநகர முதல் பெண் காவல்துறை அதிகாரி-திருமதி.லத்திகா சரண்

தமிழ்நாட்டின் ஹாலந்து-திண்டுக்கல் (மலர் உற்பத்தி)

தமிழ்நாட்டின் ஹாலிவுட்-கோடம்பாக்கம்

தமிழ்நாட்டு மான்செஸ்டர்-கோயம்புத்தூர்

தமிழகத்தின் நுழைவாயில்-தூத்துக்குடித் துறைமுகம்

தமிழ்நாட்டின் நெற்களஞ்சியம்-தஞ்சை

உலகிலேயே மிக நீளமான இரண்டாவது கடற்கரை-மெரினா 13 கி.மீ நீளம்.

மலைகளின் இளவரசி-வால்பாறை

மலைவாசஸ்தலங்களின் ராணி-உதகமண்டலம்

மிக உயர்ந்த கோபுரம்-திருவில்லிபுத்தூர்

மிக உயர்ந்த சிகரம்-தொட்டபெட்டா (2,636 m)

மிக உயரமான திருவள்ளுவர் சிலை-133 அடி உயரம், கன்னியாகுமரி

மிக நீளமான ஆறு-காவிரி (760 கி.மீ)

மிகக் குறைந்த மக்கள் தொகை கொண்ட மாவட்டம்-பெரம்பலூர் (4,86,971)

மிகச் சிறிய மாவட்டம்(பரப்பளவில்)-சென்னை (174 கி.மீ)

மிகப் பழைய அணைக்கட்டு-கல்லணை

மிகப் பெரிய கோயில்-பிரகதீஸ்வரர் கோயில்

மிகப் பெரிய தேர்-திருவாரூர் தேர்

மிகப் பெரிய தொலைநோக்கி-காவலூரில் உள்ள “வைனுபாப்பு” (ஆசியாவிலேயே மிகப்

பெரியது. உலகில் 18 வது)

மிகப் பெரிய பாலம்-பாம்பன் பாலம்

மிகப் பெரிய மாவட்டம்(பரப்பளவில்)-தருமபுரி (9622 கி.மீ)

முதல் இருப்புப் பாதை-ராயபுரம்-வாலாஜா (1856)

முதல் தமிழ் நாளிதழ்-சுதேசமித்ரன் (1829)

முதல் நாளிதழ்-மதராஸ் மெயில் (1873)

முதல் பெண் ஆளுநர்-பாத்திமா பீபி

முதல் பெண் தலைமைச் செயலாளர்-திருமதி.லக்ஷ்மிபிரனேஷ்

முதல் பெண் நீதிபதி-பத்மினி ஜேசுதுரை

முதல் பெண் மருத்துவர்-டாக்டர் முத்துலெட்சுமி ரெட்டி

முதல் பெண் முதலமைச்சர்-ஜானகி ராமச்சந்திரன்

முதல் பேசும் படம்-காளிதாஸ் (1931)

முதல் மாநகராட்சி-சென்னை (26-09-1688)

முதல் வானொலி நிலையம்-சென்னை மாநகராட்சி வளாகம் 1930

இந்தியப் பொருளாதார வளர்ச்சி 4.8% ஆக உயர்வு

நடப்பு நிதி ஆண்டின் இரண்டாம் காலாண்டில், நாட்டின் ஒட்டுமொத்த உள்நாட்டு உற்பத்தி (ஜிடிபி) 4.8 சதவீதமாக உயர்ந்துள்ளது. முதல் காலாண்டில் 4.4 சதவீதமாக இருந்த நிலை மாறி ஜிடிபி உயர்ந்துள்ளது, நிதி அமைச்சக வட்டாரத்தில் பெரும் நிம்மதியை அளித்துள்ளது.

வேளாண்துறை, உற்பத்தித்துறை, கட்டுமானம் மற்றும் சேவைத் துறைகளின் செயல்பாடு திருப்திகரமாக இருந்ததே இந்த உயர்வுக்குமுக்கியக் காரணமாகும். நடப்பு நிதி ஆண்டின் முதல் காலாண்டில் (ஏப்ரல் முதல் ஜூன் வரை) நாட்டின் பொருளாதார வளர்ச்சி 4.4 சதவீதமாக இருந்தது. கடந்த ஆண்டு ஜூலை முதல் செப்டம்பர் வரையான காலத்தில் வளர்ச்சி விகிதம் 5.2 சதவீதமாக இருந்தது குறிப்பிடத்தக்கது.

பொருளாதார வளர்ச்சி குறித்த அட்டவணையை வெள்ளிக்கிழமை வெளியிட்டு பொருளாதார விவகாரத்துறைச் செயலர் அர்விந்த் மாயாராம் கூறும்போது, "வளர்ச்சியானது மூன்றாவது மற்றும் நான்காவது காலாண்டில் எட்ட முடியும் என்று ஏற்கெனவே கூறிவந்தேன். இருப்பினும் இரண்டாம் காலாண்டிலேயே முதல் காலாண்டை விட வளர்ச்சி சற்று அதிகரித்துள்ளது மகிழ்ச்சியை அளிக்கிறது" என்றார்.

நாளை குரூப் - 2 தேர்வு

6.65 லட்சம் பேர் எழுத ஏற்பாடுகள் தயார்

தமிழக அரசின், பல்வேறு துறைகளில், காலியாக உள்ள, 1,064 அலுவலர் பணியிடங்களை நிரப்ப, நாளை, குரூப் - 2 முதல்நிலைத் தேர்வு நடக்கிறது. 6.65 லட்சம் பேர் பங்கேற்கும் இந்த தேர்வுக்கான அனைத்து ஏற்பாடுகளையும், அரசுப் பணியாளர் தேர்வாணையம் (டி.என்.பி.எஸ்.சி.,) முழுவீச்சில் செய்து முடித்துள்ளது. வணிக வரித்துறை உதவி அலுவலர், தொழிலாளர் நல ஆணையர், வேலைவாய்ப்பு இளநிலை அலுவலர் உள்ளிட்ட பல்வேறு பதவிகளில், 1,064 பணியிடங்கள் காலியாக உள்ளன.

2,269 மையங்கள் : இது குறித்த அறிவிப்பு, செப்., 4ல், டி.என்.பி.எஸ்.சி., அறிவித்தது. கடைசி தேதி முடிந்த பின், விண்ணப்பங்கள் பரிசீலனைக்குப் பின், 6.65 லட்சம் பேரின் விண்ணப்பங்கள், தகுதியானவையாக 

ஏற்கப்பட்டன. நாளை காலை, 10:00 மணி முதல், பகல், 1:00 மணி வரை, மாநிலம் முழுவதும், 2,269 மையங்களில், தேர்வு நடக்கிறது. அனைத்து மையங்களிலும், தேர்வுப் பணியை, வீடியோ பதிவு செய்ய, டி.என்.பி.எஸ்.சி., ஏற்பாடு செய்துள்ளது. 40 ஆயிரத்திற்கும் மேற்பட்ட அலுவலர்கள், பணியாளர்கள், தேர்வுப் பணியில் ஈடுபடுத்தப்பட்டுள்ளனர். 

பறக்கும் படைகள் : தேர்வுக்கான அனைத்துப் பணிகளும், தயார் நிலையில் வைக்கப்பட்டுள்ளதாக, டி.என்.பி.எஸ்.சி., செயலர், விஜயகுமார் தெரிவித்தார்.

அவர், மேலும் கூறியதாவது: மாநிலம் முழுவதும், 226 பறக்கும் படைகள் அமைக்கப்பட்டுள்ளன. மாவட்ட கலெக்டர்கள், முதுநிலை ஒருங்கிணைப்பாளர்களாக இருந்து, தேர்வை கண்காணிப்பர்.

79,550 பேர் : பறக்கும் படையில், வருவாய்த்துறை உள்ளிட்ட பல்வேறு துறை அலுவலர்கள் இடம் பெற்றுள்ளனர். 392, வாகன பறக்கும் படைகளும் அமைக்கப்பட்டுள்ளன. இந்த படையினர், தேர்வு மையம் வாரியாகச் சென்று, தேர்வை கண்காணிப்பர். சென்னையில் மட்டும், 263 மையங்களில் நடக்கும் தேர்வில், 79,550 பேர் பங்கேற்கின்றனர். அப்ஜக்டிவ் முறையில், 300 மதிப்பெண்களுக்கு தேர்வு நடக்கிறது.

பாடத்திட்டங்கள் மாற்றி அமைக்கப்பட்ட பின், நடக்கும் முதல் குரூப் - 2 தேர்வு இது தான். குரூப் - 1 தேர்வுக்கு அடுத்து, மிகவும் முக்கிய தேர்வாக, குரூப் - 2 உள்ளது. இவ்வாறு, விஜயகுமார் தெரிவித்தார்.

ஜெனரல் ஸ்டடிஸ் : பகுதியில், 75 கேள்விகள்; திறன் அறிதல் பகுதியில், 25 கேள்விகள்; பொது தமிழ் அல்லது பொது ஆங்கிலம் பகுதியில் இருந்து, 100 கேள்விகள் என, மொத்தம், 200 கேள்விகள் இடம்பெறும்.

ஒவ்வொரு கேள்விக்கும், தலா, 1.5 மதிப்பெண் வீதம், 300 மதிப்பெண்களுக்கு, தேர்வு நடக்கிறது.

முக்கிய காலி பணியிடங்கள்:

வருவாய் துறையில் உதவியாளர் - 360

கூட்டுறவு சங்க முதுநிலை ஆய்வாளர் - 165

கைத்தறி துறை ஆய்வாளர் - 147

பால்வள துறை, முதுநிலை ஆய்வாளர் - 137

துணை வணிகவரி அலுவலர் - 66

தொழிலாளர் நல ஆய்வாளர் - 9

உள்ளாட்சி தணிக்கை ஆய்வாளர் - 7

இந்து அறநிலைய துறை, தணிக்கை ஆய்வாளர் - 39

IBPS CLERK III - GENERAL AWARENESS

100+ Important General Awareness Question and Answers for Revision, for the upcoming Clerk Exam.. PART -I

Q1. Who was chosen as the 12th President of Pakistan, elections for which were held on 30 July 2013?

– Mamnoon Hussain 

Q2. Who was chosen for the 21st Rajiv Gandhi National Sadabhavna Award for year 2013, which is given for contribution towards promotion of communal harmony and peace?

– Ustad Amjad Ali Khan, the Sarod maestro 

Q3. What is the name given to a newly announced scheme under which a free mobile handset will be provided to one member of every rural household who has completed 100 days of work under MGNREGA?

– Bharat Mobile Scheme (Under this scheme the handset will be provided preferably to a woman member of family. A brief of this proposed scheme was made by the union govt. on 30 July 2013. The provided handset will be non- transferable as it will later also be used in customized transfer of benefits under the direct transfer scheme of the central govt.) 

Q4. US Senate on 29 July 2013 approved the choice of James Comey as the next Director of FBI (Federal Bureau of Investigation).Comey will take whose place, who has been at this post since 2001?

– Robert Mueller 

Q5. Which private bank became first commercial bank to announce a hike in deposit rates in view of RBI’s move to tighten liquidity in the market?

– YES Bank (YES Bank on 31 July 2013 hiked deposit rates by 0.25% to 0.50%. The bank also hiked the base rate by 0.25% to 10.75%. This hike came into effect on 1 August 2013) 

Q6. Who took over as the new Foreign Secretary of India on 1 August 2013?

– Sujatha Singh, She replaced Ranjan Mathai who retired on 31 July 2013. 

Q7. The Cabinet Committee on Economic Affairs (CCEA), on 1 August 2013, approved the proposal for sale of 10% government stake in Indian Oil Corporation (IOC). This stake sale is likely to fetch around Rs. 3,840 crore to the exchequer at the current market price. What is Union Govt.’s disinvestment target through the stake sale of public sector undertakings in the current financial year (2013-14)?

– Rs. 40,000 crore 

Q8. Union Govt. relaxed the norms for Foreign Direct Investment (FDI) in the multi-brand retail on 1 August 2013 with a view to attract more investments and transparency in the sector. What are the major norms which were relaxed?

– Multi-brand retailers like Walmart are now required to source 30% of their products from the small and medium enterprises of India only at the time of starting the business Now state governments will have the right to grant permission to open a multi- brand retail store in cities of their states

(Earlier 53 urban centers with a minimum population of 1 million were made eligible for opening-up of multi-

brand retail stores) Now the norm of 50% investment in the back-end infrastructure for the retailers will be applicable, only during the first tranche of investments (within three years) of up to 100 million dollars 

Q9. Union Health Ministry on 1 August 2013 revoked its earlier suspension on a drug named Pioglitazone used to treat diabetes. What was the main reason for revoking this suspension within a month?

– Doctors said that this drug was best suited for Indian patients 

Q10. What is the name of a breast cancer drug of the British drug major GlaxoSmithKlinePharma, patent for which was revoked by the Intellectual Property Appellate Board (IPAB) of India?

–Tykerb 

Q11. United States expressed its disappointment over Russia’s decision to give temporary asylum to Edward

Snowden, the ex-CIA contractor who had leaked National Security Agency’s secret telephone and Internet surveillance programme. What is the duration of the temporary asylum offered to Snowden by Russia?

– 1 year 

Q12. Who will be the new US ambassador to the United Nations (UN), after the appointment was confirmed by the United States Senate on 1 August 2013?

– Samantha Power 

Q13. What is the name of the former world champion shot putter from Belarus who was stripped of his 4 World Championship medals by International Amateur Athletics Federation (IAAF) for doping?

– Andrei Mikhnevich 

Q14. Union Govt. on 2 August 2013 gave its approval for setting up of a fund to help six PSUs, to make them compliant with the 10% minimum public holding norm of market regulator SEBI. What is the name assigned of this fund?

– Special National Investment Fund (SNIF). Six sick PSUs which will be covered under this proposed fund are - HMT, ITI, Scooters India Limited, Andrew Yule, Fertilizer and Chemical Limited (Travancore) and Hindustan Photo Films Limited

LIST OF IMPORTANT DAYS

January 9 NRI Day

January 10 World Laughter Day

January 12 National Youth Day

January 15 Army Day

January 26 India's Republic Day, International Customs Day

January 30 Martyrs' Day; World Leprosy Eradication Day

2nd Sunday of February World Marriage Day

February 24 Central Excise Day

February 28 National Science Day

Second Monday March Commonwealth Day

March 8 International Women's Day; Intl. literacy Day

March 15 World Disabled Day; World Consumer Rights Day

March 18 Ordnance Factories Day (India)

March 21 World Forestry Day; International Day for the Elimination of Racial Discrimination

March 22 World Day for Water

March 23 World Meteorological Day

March 24 World TB Day

April 5 National Maritime Day

April 7 World Health Day

April 17 World Haemophilia Day

April 18 World Heritage Day

April 21 Secretaries' Day

April 22 Earth Day

April 23 World Book and Copyright Day

May 1 Workers' Day (International Labour Day)

May 3 Press Freedom Day; World Asthma Day

May 2nd Sunday Mother's Day

May 4 Coal Miners' Day

May 8 World Red Cross Day

May 9 World Thalassaemia Day

May 11 National Technology Day

May 12 World Hypertension Day; International Nurses Day

May 15 International Day of the Family

May 17 World Telecommunication Day

May 24 Commonwealth Day

May 31 Anti-tobacco Day

June 4 International Day of Innocent Children Victims of Aggression

June 5 World Environment Day

June 3rd Sunday Father's Day

June 14 World Blood Donor Day

June 26 International Day against Drug Abuse and Illicit Trafficking

July 1 Doctor's Day

July 6 World Zoonoses Day

July 11 World Population Day

August 3 Internatioal Friendship Day

August 6 Hiroshima Day

August 8 World Senior Citizen's Day

August 9 Quit India Day, Nagasaki Day

August 15 Indian Independence Day

August 18 International Day of the World's Indigenous Peoples

August 19 Photography Day

August 29 National Sports Day

August 19 Photography Day

August 29 National Sports Day

September 2 Coconut Day

September 5 Teachers' Day; Sanskrit Day

September 8 World Literacy Day (UNESCO)

September 15 Engineers' Day

September 16 World Ozone Day

September 21 Alzheimer's Day; Day for Peace & Non-violence (UN)

September 26 Day of the Deaf

September 27 World Tourism Day

October 1 International Day for the Elderly

October 2 Gandhi Jayanthi

October 3 World Habitat Day

October 4 World Animal Welfare Day

October 8 Indian Air Force Day

October 9 World Post Office Day

October 10 National Post Day

October 2nd Thursday World Sight Day

October 13 UN International Day for Natural Disaster Reduction

October 14 World Standards Day

October 15 World White Cane Day (guiding the blind)

October 16 World Food Day

October 24 UN Day; World Development Information Day

October 30 World Thrift Day

November 9 Legal Services Day

November 14 Children's Day; Diabetes Day

November 17 National Epilepsy Day

November 20 Africa Industrialization Day

November 29 International Day of Solidarity with Palestinian People

December 1 World AIDS Day

December 3 World Day of the Handicapped

December 4 Indian Navy Day

December 7 Indian Armed Forces Flag Day

December 10 Human Rights Day

December 18 Minorities Rights Day (India)

December 23 Kisan Divas (Farmer's Day) (India)

Newly Appointed Person

1. S Jaishankar appointed as a new Indian envoy to the US replaced Nirupama Rao. S Jaishankar is a former envoy to China. 

2. Siddhartha Birla to be next FICCI President. He will replace Naina Lal Kidwai. 

3. Anup Wadhawan appointed as the new Chairman of Pension Fund Regulatory and Development Authority (PFRDA) 

4. Usha Ananthasubramanian appointed as CMD of Bharatiya Mahila Bank, the first women’s bank. 

5. T.P. Seetharam appointed new envoy to UAE (United Arab Emirates) 

6. Krishna Mohan Sahni Appointed Chairman of the National Multi-CommodityExcha­nge of India 7. P.S. Raghavan appointed as the next Russian Ambassador. He replace Ajai Malhotra 

8. Arup Raha appointed as the next Chief of the Indian Air Force.

9. Priyanka Chopra, the Bollywood Actress Became the Global Brand Ambassador of Guess 

10. Australian Terry Walsh appointed as head coach of the Indian men’s hockey team 

11. Arunendra Kumar appointed New Chairman, Railway Board. replaced Vinay Mittal. 

12. J&K Bank reappoints Mushtaq Ahmed as Chairman & CEO. 

13. LIC Housing Finance Ltd has appointed Sunita Sharma as Managing Director and CEO. 

14. Anand Mahindra elected as Chairperson of PHFI (Public Health Foundation of India). 

15. Gireesh B. Pradhan appointed as the new Chairperson of the Central Electricity Regulatory Commission (CERC). 

16. R. Banumathi Appointed Chief Justice of the Jharkhand High Court.....

Current Affairs Questions Answers for November 2013

• The Reserve Bank of India (RBI) on 8 November 2013 has allowed third party payment for

Ans- the export and import transactions 

• A doctor of Indian origin was selected for the prestigious Outstanding American by Choice award for his contribution to US health sector

Ans- Rahul Jindal 

• UNESCO on suspended the voting rights over Palestine row of

Ans- United States and Israel 

• A Senior IRS officer was appointed as the Secretary General of National Human Rights Commission (NHRC) is

Ans- Parvinder Sohi Behuria 

• Who won the Barclays ATP World Tour Finals title after defeating Rafael Nadal is

Ans- Novak Djokovic 

• Benigno Aquino on 11 November 2013 declared a state of national calamity to speed relief efforts for victims of Typhoon Haiyan is

Ans- the President of Philippines 

• MTNL (Mahanagar Telephone Nigam Limited) signed MoU with a firm of US on 12 November 2013

Ans- Los Alamos Technical Associates, Inc. (LATA) 

• India and Australia on 18 November 2013 signed two agreements in New Delhi during the visit of Julie Bishop to India

Ans- Julie Bishop is the Foreign Minister of Australia. 

• The Election Commission of India on 18 November 2013 has allowed the launch of the first all women

Ans- Bharatiya Mahila Bank. 

• The book entitled Birth of Cinema was released at ICFFI media centre on 18 November 2013. The book is written by

Ans- N. Gopal Krishna 

• The Reserve Bank of India on 18 November 2013 opened refinance window for MSME sector of what sum

Ans– 5000 crore rupees 

• The US sprinter on 18 November 2013 announced his retirement after 13 years career

Ans- Darvis Patton

Important for RBI & IBPS Clerk Exam

• Reserve Bank of India (RBI) was established in 1935 and Nationalized in 1949.

• Sir Osborne Smith was the first Governor of the Reserve Bank of India.

• CD Deshmukh was the first Indian Governor of RBI.

• Savings account system in India was started by Presidency Bank, in 1833.

• Cheque system was first introduced by Bengal Bank which was established in 1784.

• Allahabad Bank is the oldest existing public sector bank in India.

• Hongkong and Shanghai Banking Corporation (HSBC) introduced first time ATM in India in 1987, Mumbai.

• Bank of India is the first Indian Bank to open overseas branch. It established a branch in London in 1946.

• Central Bank of India was the first public bank to introduce credit card.

• Central Bank of India is the first commercial bank which was managed by Indians.

• ICICI Bank was the first Indian Bank to provide internet banking facility.

• ICICI Bank was the first Bank to provide Mobile ATM.

• Bank of Baroda has the maximum number of overseas branches.

• SBI (State Bank of India) has the total number of maximum branches and holds 2nd position in the world.

• India's first "talking" Automated Teller Machine (ATM) launched by Union Bank of India (UBI) for visually impaired was launched in Ahmedabad (Gujarat).

• The National Payments Corporation of India (NPCI) launches India’s first rural bank ATM card with a regional rural bank in Varanasi.

Note: NPCI launched the first Gramin bank ATM card with the Kashi Gomti Samyut Gramin Bank in association with Union Bank of India in Varanasi. The card is called RuPay Gramin Card.

• India's first non-bank owned ATM opens in Maharashtra: Tata Communications Payments Solutions Ltd, a wholly owned subsidiary of Tata Communications Ltd, which unveiled the ATM at Chandrapada in Thane district, plans to roll out 15,000 such ATMs by 2016.

Note: Private sector lender Federal Bank announced its tie-up with Tata Communications Payment Solutions Ltd as the sponsor bank to deploy White Label ATMs (WLAs).

IBL

1. IBL Stands for?

Answer :- Indian Badminton League

2. How many franchises in IBL?

Answer :- 6 (Delhi Samashers, Awadhe Warriors (Lucknow), Pune Pistons, Mumbai Masters, Banga Beats and Hyderabad Hotshots)

3. How many players in Each Team ?

Answer :- 11 Players (6 Players from India and 4 Foreign Players)

4. First Champions (2013)?

Answer :- Hyderabad Hotshots

5. First Runner Up?

Answer :- Awadhe Warriors (Lucknow)

6. Final Venue?

Answer :- Mumbai

7. The highest paid player?

Answer :- Lee Chong Wei (Malaysian - $135,000 by Mumbai Masters)

8. The highest paid player (Indian)?

Answer :- Saina Nehwal (by Hyderabad for $120,000)

Very Important Information for Competitive Exam

1. Father of cloning = Ian Wilmut

2. Father of Printing = Guttenberg

3. Father of history = Herodotus

4. Father of economics = Adam Smith

5. Father of Socialism = Robert Owen

6. Father of Sociology = Augustus Comte

*7. Father of Scientific Socialism = Karl Marx

8. Father of Co-operation = Robert Owen

9. Father of English Poetry = Geoffrey Chaucer

10. Father of Essay = Montaigne

11. Father of Renaissance = Petrarch

12. Father of Reformation = Martin Luther King

13. Father of Genetics = Gregor Mendel

14. Father of Modern Cartoon = William Hogarth

15. Father of Psychology = Sigmund Freud

16. Father of Greek Democracy = Clesthenes

17. Father of Nuclear Physics = Rutherford

18. Father of Modern Tourism = Thomas Cook

19. Father of Green Revolution = Norman Borlaug

20. Father of Jurisprudence = John Locke.

Question Answers

1. India Post has launched Instant Cash in Oct 2013. Instant Cash is an instant electronic money transfer service launched in partnership with which company?

A) Wall Street Exchange

Moneygram

C) National Stock Exchange

D) Western Union 

2. Which of the following dam has celebrated its 50th Anniversary in Oct 2013?

A) Bhakra dam

KSR Dam

C) Sardar Sarovar Dam

D) Nagarjuna Sagar Dam 

3. Which of the following Indiant districts has been termed as the first zero-landless district in the country in Oct 2013?

A) Alappuzha

Ernakulam

C) Kannur

D) Kollam 

4. Who has been appointed as the Chairman of India’s largest bank, State Bank of India in Oct 2013?

A) Nishi Vasudeva

Shubhalakshmi Panse

C) Arundhati Bhattacharya

D) Archana Bhargava 

5. “World Polio Day” is observed on ____________.

A) 29-Oct

18-Oct

C) 21-Oct

D) 24-Oct 

6. Which IPL team won the Champions League Twenty-20 title held in Oct 2013?

A) Rajasthan Royals

Trinidad & Tobago

C) Mumbai Indians

D) Chennai Super Kings 

7. SEBI and FIPB have approved Jet-Etihad deal in Oct 2013. As a part of the deal, Etihad will acquire __________ stake in Jet Airways to Etihad.

A) 51%

24%

C) 49%

D) 76% 

8. Who has been ranked as India’s richest women as per the latest Forbes list published by the magazine in Oct 2013?

A) Indu Jain

Anu Aga

C) Savitri Jindal

D) Kiran Mazumdar Shaw 

9. Indian mobile phone maker Micromax has roped in which Hollywood star as its brand ambassador to expand in the overseas market in Oct 2013?

A) Russell Crowe

Christian Bale

C) Hugh Jackman

D) Robert Downey Jr. 

10. Which organization won the Nobel peace prize 2013 (announced in Oct 2013)?

A) European Union

Organisation for the Prohibition of Chemical Weapons

C) UNICEF

D) Red Cross 

Answers…

1 Ans) Wall Street Exchange

2 Ans) Bhakra dam

3 Ans) Kannur

4 Ans) Arundhati Bhattacharya

5 Ans) 24-Oct

6 Ans) Mumbai Indians

7 Ans) 24%

8 Ans) Savitri Jindal

9 Ans) Hugh Jackman

10 Ans) Organisation for the Prohibition of Chemical Weapons

Bank Payment Systems

Paper-based Payments:

• Cheques 

• Drafts

Electronic Payments:

• Electronic Funds Transfer (EFT)

• National Electronic Funds Transfer (NEFT)

• Real Time Gross Settlement (RTGS)

• Electronic Clearing Service (ECS) Credit

• Regional ECS (RECS)

• Electronic Clearing Service (ECS) Debit

• Clearing Corporation of India Limited (CCIL)

Other Payment Systems:

• Mobile Banking System

• Pre-paid Payment Systems

• ATMs / Point of Sale (POS) Terminals / Online Transactions

Important general knowledge questions about banks

1. Which is the First Bank in India ?

Answer: Bank of Hindustan

2. Which is the first Bank managed by Indians ?

Answer: Oudh Commercial Bank

3. Which is the first bank started with Indian capital (Indian owned bank) ?

Answer: Punjab National Bank

4. Which is the first foreign Bank in India ?

Answer: Chartered Bank

5. Which is the first bank to get ISO certificate ?

Answer: Canara Bank

6. Which is the first bank in India to start its branches outside India ?

Answer: Bank of India

7. Which is the first bank in India to introduce ATM ?

Answer: H.S.B.C bank

8. Which is the oldest public bank in India ?

Answer: Allahabad Bank

9. Which is the paper used for making Indian currency ?

Answer: Rag

10. The currency of IMF is known as ?

Answer: SDR (Special Drawing Rights)

11. Which is known as Artificial currency or Paper Gold ?

Answer: SDR

Important Q&A

1. Who won 2013 Wimbledon Women's Title ?

Ans- Marion Bartoli

2. Who is the Recently elected Miss world 2013 ?

Ans- Megan Young (Miss Philippines)

3. Which Indian won Gold in the Archery World Cup Stage 3 in Medellin, Colombia?

Ans- Deepika kumari

4. Who is the winner of 2013 French open women's title ?

Ans- Serena Williams

5. Who is the longest serving defence minister in India ?

Ans- A.K.Antony

6. The Swiss made solar powered air craft which has been in the news for completing a successful trip across the United States?

Ans- Solar Impulse

7. Who is the new Comptroller and Auditor General of India ?

Ans- Shashi kant Sharma

8. Who was sworn in as the Chief Minister of Jharkhand?

Ans- Hemant Soren

9. Who is the new Director General of DRDO ?

Ans- Avinash Chander

10. The recently released book ‘An uncertain Glory: India and its Contradictions’is jointly written by ………. and ………… ?

Ans- Jean Drèze and Amartya Sen

Important River Valley Projects In India

1. Bhakra Nangal Project —On Sutlej in Punjab. Highest in India.Ht. 226m. Reservoir is called Gobind Sagar Lake.

2. Mandi Project— On Beas in HP

3. Chambal Valley Project—- On Chambal in MP & Rajasthan, 3 dams are there:- Gandhi Sagar Dam, Rana Pratap Sagar Dam and Jawahar Sagar Dam

4. Damodar Valley Project— On Damodar in Bihar(Now Jharkhand) & West Bengal, Based on Tennessee Valley Project USA

5. Hirakud Project— On Mahanadi in Orrisa, World’s Longest Dam: 4801m

6. Rihand Project— On Son in Mirzapur, Reservoir is called Gobind Vallabh Pant reservoir.

7. Kosi Project— On Kosi in N.Bihar 

8. Mayurkashi Project— On Mayurkashi in West Bengal

9. Kakrapara Project— On Tapi in Gujrat

10. Nizamsagar Project— On Manjra in Andhra Pradesh 

11. Nagarjuna Sagar Project— On Krishna in Andhra Pradesh

12. Tugabhadra Project— On Tugabhadra in Andhra Pradesh & Karnataka

13. Shivasamudram Project— On Cauvery in Karnataka. It is the older river valley project in India.

14. Tata Hydel Scheme—- On Bhima in Maharashtra

15. Sharavathi Hydel Project— On Jog Falls in Karnataka

16. Kundah & Periyar Project—- In Tamil Nadu

17. Farakka Project — On Ganga in WB. Apart from power and irrigation it helps to remove silt for easy navigation. 

18. Ukai Project—- On Tapti in Gujarat

19. Mahi Project—- On Mahi in Gujarat

20. Salal Project—-- On Chenab in J&K

21. Mata Tila Multipurpose Project— On Betwa in Uttar Pradesh and Madhya Pradesh

22. Thein Project—- On Ravi, Punjab. 

23. Pong Dam— On Beas, Punjab

24. Tehri Dam — On Bhgirathi, Uttarakhand

25. Sardar Sarovar Project—- On Narmada, Gujarat/MP